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191. How To Quickly Pay Off Your Student Loans If You Are A Homeowner In Sausalito CA?

We buy properties in Sausalito CA

We Buy Houses In Sausalito California. There are a lot of people who have student loan balances hanging over their heads. Are you one of these people? We are legitimate California home buyers and we can help! Here are some ways to quickly pay off your student loans if you are a homeowner in Sausalito.

How To Quickly Pay Off Your Student Loans If You Are A Homeowner In Sausalito CA?

Stick to the Plan

If you can afford the original repayment plan, do it! Most student loan repayment periods are 10 years. If you try to lower your payment or refinance, this could add another 20-25 years of repayment! 10 years doesn’t sound very quick in general, but it is way faster than 30 years! You may also want to consider making biweekly payments. You will pay an extra month every year, which will shave off extra interest and repayment time.

Take on a Second Job

house buyers in Sausalito CAAnother way to quickly pay off your student loans is to take on a second job. Since your current job can cover all of the necessities now, your second job income can go straight to your student loan balance. You may lose some of your spare time, but just think of your financial freedom! Apply at least half or ideally all of that money to your student loan balance to speed up repayment. Ensure you communicate with your lender that you want the money applied to the principal so they don’t apply it to the next payment instead. This will also lower the overall interest paid off your loan since you are taking big chunks out of the balance. If you do not want to commit to a second job with a schedule, you could pick up side gigs. There are online bulletin boards where people can post random odd jobs they need help with and you can put that extra cash straight towards your balance. This will be a lot of work, but the benefits would be nice.

Sell Your Extra Stuff

Take advantage of online yard sale type apps and list your extra stuff for sale. Go through your closets and get rid of unneeded clothing or collectible items that may be worth some extra money. Maybe consider selling your car to get a more affordable one with better gas mileage or refinancing your current auto loan to lower payment each month. You could also hold garage sales as often as your community allows and ask friends and family for their unwanted belongings to add to your sale. 

Sell Your House In Sausalito

sell my property in Sausalito CAIf you are a homeowner in Sausalito, the easiest and quickest way to pay off your student loans with a big chunk of money is to sell your property! You may even be able to negotiate the buyer paying a majority of the fees to have more money to put towards your balance. Take into consideration downsizing now to pay off those student loans and have more money for the future. You can also take advantage of the low-interest rates when looking for a loan for your new home. You can put thousands of dollars towards your student loans, or hopefully, pay off the balance in full, and find a different house to live in and save extra money with the lower interest rates on mortgages. You will also save in some unexpected places, like the electric and water bill and the actual time it takes to clean your house. You might be able to find a smaller, more energy-efficient home closer to your work and save you time and gas money every day!

Sell My House In Sausalito CA

If you looking to sell your house in CA, we can give you an offer like cash for houses in California. Because we’re local homebuyers in Sausalito, serious about buying your house as-is. Make no repairs, no inspections, no agents, no fees, and no commissions. No Hassles!

Call "John Buys Bay Area Houses" at (510) 283-9871 or send us a message today to discuss how to quickly pay off your student loans if you are a homeowner in Sausalito. 

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John Buys Bay Area Houses
Local Home Buyers
510-283-9871
547 Odin Dr. Pleasant Hill, CA 94523
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