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84. Selling A Note With Owner Financing In Petaluma CA – Breaking It Down

We Buy Houses In Petaluma California. We are legitimate CA home buyers that offer cash for houses in Petaluma in any situation. If you are reading this post, maybe you’re looking to sell a note or looking for someone who is selling a note with owner financing in Petaluma CA. Let’s break down the facts so you understand how it works and so you have all the info you need to move forward.

How Notes Work In California

A note is a real estate investment based on a mortgage. It works like this: a home buyer purchases a house and gets a mortgage. The lender provides the mortgage and anticipates the mortgage to be repaid. That mortgage note has value (the future potential repayments) so if the lender wants to access that value, they can sell that note to someone else. A note investor gives money to the lender and, in exchange, is investing the potential of earning those mortgage repayments still to come.

A note is a great way to diversify your investment portfolio out of strictly real estate while still enjoying the cash flow’s potential.

What Is Owner Financing In Petaluma CA

Owner financing is when the owner of an investment carries a mortgage, allowing the buyer to buy from them instead of taking out a loan from a bank. For example, home sellers might sell their house through owner financing, accepting regular “mortgage” payments paid to them over time instead of to a bank.

Owner financing is helpful, especially if you’re buying an investment and don’t have the capital or credit, or don’t want to spend all of your capital at once but would rather spread out the payments.

Selling A Note With Owner Financing In Petaluma CA

If you’ve been searching for information about selling a note with owner financing, chances are you’re looking for any of the following possibilities, which may seem confusing.

  1. You have a note and you’re looking to sell your home by owner financing so that the note investor takes the note but pays you a regular income.
  2. You are looking for a note investor or broker who sells a note with owner financing in Petaluma CA so that you can pay them a regular amount for your note investment.
  3. Or perhaps you have a note on a property with seller financing, and you’re looking to sell that note.
  4. Or maybe you are looking to buy a note from a seller on a property with owner financing.

As you can see, it’s potentially quite complicated and there are many shades of meaning to the simple phrase: “selling a note with owner financing in Petaluma CA.”

Sell My House In Petaluma CA

Fortunately, we are local homebuyers in Petaluma, and we’re here to help sort it all out. If you think you need to sell your house in CA. Just pick up the phone and give us a call at (510) 283-9871. We can walk you through the fuller meanings of each one and figure out which one you’re looking for.

If you’re thinking about investing in notes or let us help you figure out which notes are right for you and how to add notes to your portfolio.

Click here to enter your information and we’ll get in touch to talk about selling notes with owner financing

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